Copilot is iOS-only. PocketSpend is everywhere.
Copilot Money is an elegant iOS-exclusive budgeting app at $13/month. If you have an Android device or share finances with an Android-using partner, you’re locked out. PocketSpend offers a similar polished experience on iOS, Android, web — and at $7.99/month.
PocketSpend
$7.99/mo
Save 38%
cheaper, every month
Copilot Money
$12.99/mo
Why people are leaving Copilot Money
- 1.Copilot Money is iOS-only and has no plans for Android. Half of US smartphone users (Android share: 53%) are excluded entirely.
- 2.Couples where one partner uses Android cannot share a Copilot household. PocketSpend works on both platforms with shared family accounts.
- 3.Copilot’s annual plan is $95/year. Ours is $79.99/year — and we ship to Android, web and (soon) Windows.
- 4.Copilot lacks freelance tax tools entirely. No Schedule C, no 1099, no mileage tracking. PocketSpend Business is built for solo entrepreneurs at $11.99/mo.
Feature-by-feature: PocketSpend vs Copilot Money
| Feature | PocketSpend | Copilot Money |
|---|---|---|
| iOS app | ✓ | ✓ |
| Android app Critical for 53% of US smartphones | ✓ | ✗ |
| Web app | Yes (app.pocketspend.cloud) | Beta only |
| Plaid bank sync | ✓ | ✓ |
| Monthly price | $7.99 | $12.99 |
| Annual price | $79.99 | $95 |
| Investment tracking | ✓ | ✓ |
| AI subscription scanner | ✓ | Partial |
| Schedule C / freelance | ✓ | ✗ |
| Multi-currency wallets | ✓ | ✗ |
What PocketSpend does that Copilot Money can't
Works on Android
Built native on both platforms. Same features, same UI conventions. Critical if you or your partner use Android.
Web dashboard included
app.pocketspend.cloud is a full web app, not a beta. Edit budgets, run reports and import CSVs from your laptop. Copilot’s web is read-only.
Solo-entrepreneur tools
Schedule C tracker, 1099 income, mileage auto-detect, quarterly tax reminders. Copilot is purely a personal-spending app.
No Apple Intelligence dependency
Our AI categorization runs server-side and works equally well on iOS 14+, Android 9+, and on any browser. Copilot leans on Apple Intelligence features that are iPhone-15+ only.
The verdict
Copilot Money is a beautifully designed iOS app, period. If you use Android, share finances with an Android user, or want web access, Copilot is not an option. PocketSpend matches Copilot’s polish on iOS, then extends it to Android and web — and saves you $60/year while doing it.
Common questions
Is Copilot Money coming to Android?▼
Copilot’s founders have publicly said Android is not a priority. As of 2026 there is no Android app and no announced timeline.
Can I share a Copilot account with my Android-using partner?▼
No. Copilot is single-user, iOS-only. Shared household budgeting is not supported. PocketSpend Business ($11.99/mo) supports 5 family seats across iOS, Android and web.
Can I import my Copilot data?▼
Copilot allows CSV export of transactions and budgets. Import into PocketSpend in one click. Category mapping uses fuzzy match.
Does PocketSpend have a similar UI?▼
Both apps use a dark, minimal aesthetic with charts and a transactions feed. Try our 14-day Premium trial side-by-side with Copilot. Most users prefer our subscription scanner and tax tools.
Try PocketSpend free
Free plan forever. No credit card. Cancel anytime.