The Mint replacement that actually works.
Connect Chase, Bank of America, Wells Fargo and 12,000+ US banks in seconds. Track spending, find forgotten subscriptions, and prepare your Schedule C—all in one app. 3.6 million Americans lost Mint. We built what comes next.
Free plan forever • No credit card required
Powered by Plaid — connect 12,000+ US banks
Chase
Bank of America
Wells Fargo
Citi
Capital One
US Bank
Ally Bank
Discover
SoFi
Charles Schwab
PNC
USAA
+ thousands of credit unions and regional banks
Why 3.6M Mint refugees needed a new app
Mint shut down
Intuit killed Mint in January 2024 and pushed users to Credit Karma—which has no budgeting tools.
Competitors too expensive
Monarch costs $14.99/mo. YNAB costs $14.99/mo. Rocket Money is $12/mo. PocketSpend is $7.99/mo.
We do what Mint did
Automatic bank sync. Budgets. Subscription finder. Net worth. But we charge you, not advertisers.
Built for American finances
Net Worth Tracking
See total assets minus debts across all accounts. Track your real financial position updated daily.
Subscription Finder
AI scans transactions and finds forgotten subscriptions. Average user saves $340 in the first month.
Bill Reminders
Never miss rent, utilities, or credit card payments. Get push notifications 3 days before due date.
Schedule C Tracker
Flag deductible expenses for freelancers. Export IRS-ready reports for tax time. Track 1099 income from multiple clients.
1099 Income Tracking
Log freelance income from Upwork, Fiverr, clients. Quarterly estimated tax reminders so you never pay penalties.
Mileage Tracker
Auto-detect drives over 2 miles. Tag business vs personal. Export at $0.67/mile (2026 IRS rate).
60% cheaper than Monarch or YNAB
PocketSpend
$7.99/mo
or $79.99/year
Monarch Money
$14.99/mo
or $99.99/year
YNAB
$14.99/mo
or $109/year
What US users are saying
"Moved from Mint after the shutdown. PocketSpend found $340 in forgotten subscriptions in the first week. Bank sync with Chase works flawlessly."
Marcus Johnson
Software Engineer, Austin
"The Schedule C tracker is a lifesaver. I tag expenses all year and export everything in February. Saved me 8 hours and $400 in accounting fees."
Jessica Lee
Freelance Writer, Portland
Frequently asked questions
Is this really a Mint replacement?â–Ľ
Yes. We support automatic bank sync via Plaid (same as Mint used), have budgets, subscription tracking, and net worth. Unlike Mint, we charge a small fee instead of selling your data.
Which US banks do you support?â–Ľ
12,000+ via Plaid, including Chase, BofA, Wells Fargo, Citi, Capital One, US Bank, Ally, Discover, SoFi, Schwab, PNC, USAA, and thousands of credit unions.
How much does it cost?â–Ľ
Free plan with 1 bank connection. Personal Premium is $7.99/mo (vs Monarch $14.99 or YNAB $14.99). Business tier for freelancers is $11.99/mo with Schedule C tracking.
What about Monarch Money or YNAB?â–Ľ
Monarch costs $14.99/mo. YNAB costs $14.99/mo with no automatic bank sync. PocketSpend is $7.99/mo with full bank sync and AI features.
Can I track investments?â–Ľ
Yes. Connect brokerage accounts (Schwab, Fidelity, Vanguard, Robinhood, etc). Track portfolio value as part of net worth. No stock trades—view only.
Is my data safe?â–Ľ
Yes. Plaid provides bank-grade encryption. We use read-only connections—we can see transactions but NEVER move money. Your data is encrypted with AES-256.
Join thousands of Americans budgeting smarter
Start free. No credit card required. Cancel anytime.