The budgeting app built for UAE expats.
Connect Emirates NBD, ADCB, FAB, Mashreq and 13 more UAE banks via Lean. Track AED salary, family remittances, annual rent cheques, DEWA and Salik. Sharia filter optional.
CBUAE-regulated data partner • Read-only access • Free plan available
Powered by Lean Technologies — the UAE Open Finance leader
Emirates NBD
ADCB
FAB
Mashreq
ENBD
Liv.
CBD
Dubai Islamic
Emirates Islamic
RAKBANK
HSBC UAE
Standard Chartered
+ ADIB, Sharjah Islamic, Ajman Bank and more
Why expats struggle with money in the UAE
Annual rent cheques
Rent in the UAE is often paid in 1, 2 or 4 cheques per year — a huge lump that no Western app understands. We model it correctly.
Multi-currency life
Earn in AED. Spend in AED. Send to INR, PHP, USD, GBP. Holiday in EUR. Most apps can only handle one currency at a time.
No Mint, no YNAB, no Emma
Mint never came to the UAE. YNAB and Emma do not support Emirates NBD or ADCB. The UAE has been a budgeting app desert until now.
Built for UAE life
AED + Multi-Currency
Native AED with parallel wallets for INR, PHP, USD, GBP, EUR, PKR. Live FX rates from Wise, Lulu Exchange and Al Ansari so you always know your true position.
WPS Salary Detection
Auto-detects your Wages Protection System credit each month. Pre-fills your monthly income, projects EOM balance, warns 5 days before short-fall.
Remittance Tracker
Track every transfer to family back home — LuLu, UAE Exchange, Western Union, Wise. See annual totals in AED and in destination currency. Optimise fees.
Rent & DEWA Reminders
UAE-specific bill categories: Annual rent cheques, DEWA, du, Etisalat, Salik, RTA fines, Empower, ADDC. Get reminders before bounce or fine.
End-of-Service Calculator
Estimate your gratuity based on UAE Labour Law (2003/2022). Track years of service, basic salary, contract type. Critical for expats planning departure.
Sharia Filter
Optional filter to exclude interest income, alcohol and pork merchants. Pulls from your Islamic banking accounts (Dubai Islamic, Emirates Islamic, ADIB) without conversion.
Pricing in AED
Free
AED 0
1 bank • basic budgets
Personal Premium ★
AED 29.99/mo
Unlimited banks • multi-currency
Business
AED 44.99/mo
VAT 201 export • invoices
What UAE users are saying
“I send AED 8,000 home to Mumbai every month. The remittance tracker shows me I overpaid AED 1,200 in fees last year. Switched to Wise on the app’s recommendation.”
Rohan Mehta
Software Engineer, Dubai Marina
“Finally a budgeting app that understands annual rent cheques and DEWA. My ADCB account syncs in 30 seconds. The Sharia filter is a bonus.”
Aisha Al Marri
HR Manager, Abu Dhabi
Frequently asked questions
Which UAE banks are supported?▼
Emirates NBD, ADCB, First Abu Dhabi Bank, Mashreq, ENBD, Liv., CBD, Dubai Islamic, Emirates Islamic, RAKBANK, HSBC UAE, Standard Chartered UAE, ADIB. We use Lean Technologies, the Dubai-based Open Finance provider regulated by the CBUAE.
Is this regulated by the Central Bank?▼
Our data provider Lean Technologies is regulated by the CBUAE and licensed in DIFC and ADGM. Read-only access, never able to move money. Bank-grade encryption end-to-end.
How much does it cost in AED?▼
Free plan with one bank. Personal Premium is AED 29.99/month with unlimited banks and multi-currency. Business with VAT and invoice tracking is AED 44.99/month. Cancel anytime, no penalty.
Can it track remittances to India, Pakistan, Philippines?▼
Yes. We detect transfers to LuLu Exchange, UAE Exchange, Al Ansari, Western Union, Wise, Remitly. We convert to destination currency live and show you annual totals so you can negotiate better rates.
Does it support Islamic banking?▼
Yes. Connects to Dubai Islamic, Emirates Islamic, ADIB. Optional Sharia filter excludes interest income (savings interest, bond coupons) and flags alcohol/pork merchants in category summaries.
What about VAT for sole traders?▼
Business tier includes UAE VAT tracking (5% standard, zero-rated exports, exempt categories). Quarterly VAT reminders. Export VAT 201 ready for the FTA portal.