Blog
Practical money writing for real users — not finance bros. UK, US, Australia, UAE.
US15 Feb 2026
Mint Shut Down. What Did 3.6 Million Users Actually Switch To?
A look at where Mint refugees actually went, and why most stopped using budgeting apps entirely.
UK8 Feb 2026
Open Banking After Five Years: What Worked, What Didn’t
PSD2 promised competition. Mostly it delivered subscription apps. A retrospective.
Australia1 Feb 2026
Why Fortnightly Pay Breaks Most Budgeting Apps
YNAB, Monarch and most US-built apps assume monthly pay. The Aussie reality is fortnightly. Here’s why that matters.
UAE20 Jan 2026
The Real Cost of Sending AED Home: A Year of Data
Anonymised data from UAE users shows the average expat overpays AED 1,200/year in remittance fees. Here’s how to fix it.
US12 Jan 2026
Schedule C for Freelancers: A Tactical Guide
Every line of the IRS Schedule C, with category mapping for budgeting apps. For 2026 filers.
UK5 Jan 2026
HMRC Self-Assessment: What You Can Actually Deduct
A side-hustler’s guide to allowable expenses. Plus the categories most apps get wrong.