Feature Β· Subscriptions

Every recurring charge, surfaced.

Forgotten Netflix you never canceled. The free trial that turned into $14.99/month. The Audible you stopped using two years ago. The Subscription Finder lists them all β€” sorted by annual cost β€” and pairs each with step-by-step Cancel Help.

AI Pattern Detection

Looks for fixed recurring charges across merchant, amount and cadence. Catches the ones disguised as random card descriptors (e.g. β€œWA*Wireless Acc” = iCloud). 24-hour cache means low battery and data overhead.

Annual cost, not just monthly

Sorted by what the subscription actually costs you across the year. The $4.99/mo you keep forgetting about is $60/year. The Netflix family plan is $250. Reality check.

Cancel Help, step-by-step

For every subscription, our AI Cancel Help feature writes you the exact instructions β€” URL, phone number, email template, common retention warnings to ignore.

Free Trial Tracker

Flags transactions that look like trial conversions ($0.00 then $14.99 a week later). Catch and cancel before billing locks in.

Price-Hike Alerts

Spotify went from $9.99 to $11.99? We tell you the day it happens, not when you finally notice in 6 months.

Region-Aware

Subscription detection is calibrated per region β€” UK Direct Debits, US ACH, AU BPAY and GCC standing orders all look different on a bank feed. We handle each correctly.

How it works

  1. 1

    Connect a bank

    Up to 90 days of history pulled instantly via your aggregator. AI scans for recurring charges in the background.

  2. 2

    Review the list

    Sorted by annual cost. Each row shows: merchant, monthly amount, last charge, annual total.

  3. 3

    Tap for Cancel Help

    AI Cancel Help generates a personalised step-by-step for each subscription β€” URL, phone, email template.

  4. 4

    Get ongoing alerts

    New subscriptions detected, price changes, free-trial conversions β€” all pushed to you in plain language.

Frequently asked questions

How accurate is the detection?β–Ό

We catch the vast majority of recurring charges on first scan. Misses are usually new merchants or irregular cadences (varies by a cent between charges). Manual flag in 2 taps.

Will it find in-app purchases?β–Ό

If they show as charges on your bank statement, yes. Apple One, Google One, Amazon Prime Video billed through Amazon β€” all detected.

Can I cancel directly in the app?β–Ό

Cancel Help walks you through the cancellation flow for any merchant. Some banks (e.g. Monzo, Revolut) let aggregators trigger cancellation directly via Open Banking β€” we add this gradually.

Which plans include this?β–Ό

Subscription detection is included from Personal Plus upward. AI Cancel Help generation scales with your monthly AI quota.

Try Subscriptions free

Free plan forever. No credit card. Cancel anytime.