Earn, spend, send. Any currency.
Native multi-currency wallets for the global majority of users β expats, frequent travelers, remote workers, cross-border consultants. Hold GBP, USD, AED, EUR, AUD, INR, PHP, SAR, KWD and 12 more simultaneously. Live FX at the rate that actually moved.
Live FX Rates
Real interbank rates from Wise, Lulu Exchange, Al Ansari and Visa/Mastercard. Not the inflated rates banks show on statements.
Native Wallets
Each currency is its own first-class wallet, not a converted view. Holiday spending in EUR stays EUR in your dashboard.
Remittance Detection
Auto-detects transfers to LuLu, UAE Exchange, Wise, Remitly, Western Union. Tags by destination country and currency.
Cross-Currency Budgets
Set a monthly travel budget in EUR while your primary budget is GBP. We track each independently.
FX Reports
Annual FX summary: how much you sent abroad, average rate received, fees paid. Compare against Wise/Revolut/Lulu benchmarks.
Multi-Region Banks
Connect a UK bank, a UAE bank and a Wise multi-currency account simultaneously. One dashboard, four currencies, zero confusion.
How it works
- 1
Add accounts in any currency
Connect a US Chase account, a UK Barclays, a UAE ENBD, a Wise wallet β all four show natively.
- 2
Set your home currency
Pick the one you think in. Net worth dashboard converts everything to home currency. Individual feeds stay native.
- 3
See live FX
Foreign transactions show the rate Visa/Mastercard charged, not the post-fee statement amount.
- 4
Run cross-currency reports
Annual remittance summary, FX cost report, multi-currency net worth chart β all available on Premium.
Frequently asked questions
What rates do you use?βΌ
For balance display: bank-provided rates (your real account state). For transaction conversion: Visa/Mastercard wholesale rates at time of transaction. For dashboard home-currency view: live mid-market from Wise.
How many currencies?βΌ
We support 22 currencies: USD, EUR, GBP, AUD, AED, INR, PHP, SAR, KWD, QAR, BHD, OMR, CAD, JPY, SGD, HKD, NZD, CHF, ZAR, MXN, PKR, EGP.
Is multi-currency on the free plan?βΌ
View-only multi-currency is included on free. Multi-currency budgets, FX reports and remittance tracking are Premium features.
Can I budget across currencies?βΌ
Yes. Set a primary budget in your home currency plus secondary budgets in foreign currencies for specific categories (travel, remittances, foreign rent).
Try Multi-Currency free
Free plan forever. No credit card. Cancel anytime.