Your Schedule C, tracked all year.
For US 1099 contractors, freelancers and gig workers. Tag deductible expenses against IRS Schedule C lines 8-30. Mileage at the 2026 IRS rate. Quarterly estimated tax reminders. TurboTax-ready CSV export in February.
All 23 Schedule C Lines
Pre-built categories: Line 8 Advertising, Line 9 Car & Truck, Line 10 Commissions, Line 17 Legal & Professional, Line 18 Office, Line 22 Supplies, Line 24 Travel, Line 24b Meals (50%), Line 25 Utilities, Line 27a Other. All ready to tag.
Mileage at 2026 IRS Rate
Auto-detect drives over 2 miles. Tag business vs personal. Apply $0.67/mile (2026 standard rate) automatically. Export IRS-format log with date, purpose, miles.
Home Office
Simplified method ($5/sq ft, max $1,500) or actual costs. Track utilities, rent/mortgage interest, insurance, repairs allocated by business-use percentage.
Quarterly Estimated Tax
Estimate your annual federal + state tax based on YTD income. Calculate the 4 quarterly payments. Push reminders for 15 April, 15 June, 15 September, 15 January.
Form 1099-NEC Reconciler
When 1099s arrive in January, we reconcile against your tracked income and flag discrepancies before you file.
SEP IRA / Solo 401(k) Tracker
Maximise retirement: SEP IRA up to 25% of net SE earnings ($69K max 2026); Solo 401(k) up to $69K + $7.5K catch-up. We calculate.
How it works
- 1
Connect business accounts
Plaid syncs your business checking, business credit cards and PayPal/Stripe/Square for income. Read-only.
- 2
Tag deductible expenses
AI categorises against Schedule C lines on first pass; review and adjust. Per-merchant tags persist forever.
- 3
Track mileage automatically
Phone GPS detects drives. You confirm business vs personal in 1 tap each.
- 4
Export at tax time
February: download TurboTax-ready CSV or hand to your CPA. Push directly to TurboTax Self-Employed or H&R Block.
Frequently asked questions
What can I deduct?▼
Any expense that is ordinary and necessary for your business. Common: home office, vehicle, supplies, software subscriptions, business meals (50%), travel, education, professional fees, advertising.
Mileage vs actual vehicle costs?▼
Choose one method per vehicle per year. Standard mileage at $0.67/mi 2026 is simpler. Actual costs can be larger for low-mileage / high-cost vehicles. We calculate both for comparison.
When are quarterlies due?▼
Q1: 15 April. Q2: 15 June. Q3: 15 September. Q4: 15 January (next year). Underpayment penalty applies if you owe >$1,000 and didn’t pay 90% via withholding/quarterlies.
Should I use TurboTax or a CPA?▼
For simple Schedule Cs with W-2s, TurboTax Self-Employed ($129) is fine. For complex (multiple businesses, partnerships, S-corps), a CPA is worth $500-2,000. We export for both.
Try Schedule C free
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