Snoop’s price, more useful features.
Snoop is a charming UK budgeting app at £5.99/month, focused on cashback-style ‘Snoops’ nudging you to switch broadband or energy providers. PocketSpend matches Snoop’s price exactly, drops the cluttered Snoops feed, and adds HMRC Self-Assessment tracking, real multi-currency wallets and bill price-hike alerts.
PocketSpend
£5.99/mo
Same price, more features
cheaper, every month
Snoop
£5.99/mo
Why people are leaving Snoop
- 1.Snoop’s revenue model relies on affiliate commissions when you switch broadband, energy or insurance. The ‘Snoops’ feed is essentially monetized recommendations.
- 2.Snoop has no HMRC Self-Assessment tracking, no multi-currency wallets, and no investment tracking.
- 3.Snoop has been acquired and de-prioritised inside the parent company since 2023. Feature releases slowed dramatically.
- 4.Snoop’s UI is dated. Long lists of merchants rather than the clean dashboard most users want.
Feature-by-feature: PocketSpend vs Snoop
| Feature | PocketSpend | Snoop |
|---|---|---|
| Monthly price | £5.99 | £5.99 |
| Free plan | ✓ | ✓ |
| Open Banking | ✓ | ✓ |
| Affiliate-driven feed | ✗ | Yes (Snoops) |
| HMRC Self-Assessment | ✓ | ✗ |
| Investment tracking | ✓ | ✗ |
| Multi-currency wallets | ✓ | View only |
| Subscription auto-finder | AI | Manual + Snoops |
| Bill price-hike alerts | ✓ | Partial |
What PocketSpend does that Snoop can't
No affiliate-driven feed
We don’t make money pushing you toward broadband switches. Your dashboard shows your money — not a list of partner offers. Side-by-side bill comparisons available on demand, not as a default feed.
HMRC tools for side hustlers
Tag expenses as Allowable, Capital or Personal. Export Schedule of Expenses ready for your SA100 form. Snoop has zero tax features.
True multi-currency
Hold and track GBP, EUR, USD, AED, INR, PHP wallets natively. Live FX. Snoop converts foreign transactions to GBP at fixed rates and shows them as British spend.
Investment portfolio view
Connect ISA, GIA and SIPP at Vanguard, AJ Bell, Hargreaves Lansdown via Open Banking. View net worth across cash and investments. Snoop doesn’t do this.
The verdict
Snoop is a friendly UK budgeting app with a clear business model: it nudges you toward affiliate partner offers and keeps a feed of those nudges front and center. PocketSpend is the same price (£5.99/mo) but free of affiliate clutter, adds HMRC tools and real multi-currency, and treats your dashboard as yours not theirs.
Common questions
Why is Snoop only £5.99 if it pushes affiliate deals?▼
Because the affiliate commissions provide a second revenue stream. We could offer Pro at £3.99 if we monetized the same way, but we deliberately don’t — your trust matters more.
Does PocketSpend show me cheaper broadband or energy?▼
Only when you ask. We have an optional Bill Switching report you can run quarterly that shows market alternatives. No daily feed. No notifications.
Can I import Snoop data?▼
Snoop’s data export is limited — only transactions, no categories. Import into PocketSpend and let our AI re-categorize. Takes 60 seconds.
Is Snoop still actively developed?▼
Snoop is owned by Vanquis Banking Group since 2022. Feature releases have slowed. We are independent, growing and shipping monthly.
Try PocketSpend free
Free plan forever. No credit card. Cancel anytime.