Every transaction. Automatically categorized.
AI categorization across 50+ merchant categories. Receipt scanner for cash and missed transactions. Tax-deductible flagging. Multi-currency conversion. Built for personal users, freelancers and small business.
AI Categorization
Region-aware merchant categorisation that gets smarter the more you correct it. Manual overrides remembered forever — train it twice and it sticks.
Receipt Scanner
Snap a paper receipt — OCR extracts merchant, amount, date, line items. Auto-matches to a bank transaction or stands alone for cash purchases.
Tax-Deductible Flagging
One tap to mark a transaction as Schedule C (US), HMRC Allowable (UK), ATO D1-D5 (AU) or VAT-eligible (UAE/GCC).
Multi-Currency
Foreign transactions converted at the real Wise/Lulu/Al Ansari rate at time of purchase. Holiday spend in EUR shown in your home currency truthfully.
Split Transactions
Split a Costco run into Groceries, Household, Electronics. Split a rideshare into Business and Personal.
Merchant Memory
Tag once, applied forever. Override an AI category and we remember your preference for that merchant.
How it works
- 1
Connect banks
Open Banking, Plaid or CDR depending on your region. Pull 24 months of historical transactions instantly.
- 2
AI categorizes
Server-side categorization runs in seconds. Review the categorized feed and re-tag any you disagree with.
- 3
Capture cash & receipts
Camera scanner for paper receipts. Cash spend manually logged in 5 seconds.
- 4
Run reports
Monthly, quarterly, annual reports. Filter by category, merchant, tag, account. Export CSV, PDF or push to Xero/MYOB/QuickBooks.
Frequently asked questions
How accurate is the AI?▼
High accuracy on common merchants thanks to region-aware training. New or local merchants you train in 2 taps — and the model remembers your correction forever.
Does it work for cash?▼
Yes — either snap a receipt with OCR or log manually. Cash expenses contribute to category totals the same as bank transactions.
Can I export for tax filing?▼
Yes. Export tax-flagged transactions as CSV, PDF or push directly to TurboTax (US), HMRC SA helper, Xero or MYOB.
How long is historical data kept?▼
Indefinitely. Even if you cancel, your historical export is available for 90 days post-cancellation.
Try Expense Tracking free
Free plan forever. No credit card. Cancel anytime.